Group Insurance is an insurance plan that protects a group of people's financial security in one or more ways, such as offering low-cost life insurance or a dental plan for the self-employed. A group can comprise (or “be composed of”) members of an association, a company's employees, or professionals in a group such as lawyers or doctors.
Insurers realize that people belong to the group because of their field of work, occupation or an association. Thus the group is removed from the acquisition of insurance due to a higher than normal health, work, or environmental risk.
Putting our clients first, we seek to get the best plan for each sponsoring group while meeting their unique objectives. As brokers, we represent a wide selection of the top insurers. Group benefit plans are designed with the membership of the group in mind. We assess the needs closely to unify with an insurer with the most suitable coverage and price.
Group insurance plans can include a combination of coverages, including:
Other Advanced Plans include:
This information is intended to general educative reference only. This group material is not a specific piece of advice for any one situation as every solution is different.
Mutual funds, stocks, bonds, and financial planning are offered through Manulife Securities Incorporated.
Insurance offered through Mertin Financial
Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada.
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