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Investment Planning

An investment planning defines how you will invest your money, prioritize, fund, manage and evaluate your investments while you seek to meet your goals and objectives.

Benefits of a Financial Plan

A good financial plan is multi-faceted: It must anticipate change and reflect your specific financial goals and objectives, while considering your level of investment risk tolerance.

Individual Life

Life insurance is a type of coverage that pays benefits upon a person's death to designated beneficiaries.

Mortgage Planning

A Mortgage Just Right for You

There are many different lenders and so many different mortgage rates, features and options. Few people have got the time or the experience to shop for a mortgage that fits.

While man people sort through and compare your options, we strategically broker the market to create the best mortgage for you.

Super Rates

Our rates are more than competitive, primarily because we broker and design exclusively a mortgage just right for you.

Maximize Your Privileges

Often a low-rate mortgage can lock you in to a tight contract with contractual clauses that can work against you later, like fully closed, and low or no prepayments. We make sure your bases are covered and that you understand what you all your options are to maximize your financial game-plan:

  • excellent prepayment privileges
  • ability for early payout
  • 30-year amortizations for conventional; 25 year for insured mortgages
  • quick close specials often available
  • variable rate option: competitive rate, and the security of switching to a fixed rate at any time you choose

We Collaborate with You

The relationship between client and broker is a long-term one. Contact us today for a meeting - whether you are a first time buyer or trading up your home, consolidating debts, or looking to take equity out for a renovation or other expenses. We will offer advice to fit your current and ongoing needs


Mutual funds, stocks, bonds, and financial planning are offered through Manulife Securities Incorporated.

Insurance offered through Mertin Financial

Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada.

Manulife, Manulife & Stylized M Design, Stylized M Design and Manulife Securities are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

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