These insurance plans can offer emergency medical protection for visitors, immigrants, foreign students and residents who are not covered by government health insurance. Visiting guests can be covered by valid medical health insurance, which begins upon arrival here as long as it is bought ahead of travel.
While travelling outside your country or locality some expenses may be partially covered by your government health insurance. There is both daily and annual coverage, which is great if you travel to the warmer climes in the winter or travel year-round.
Travelling out of country, an insured individual is covered by emergency insurance that pays for expenses related to an emergency medical condition (covered by the plan). These expenses may be: a hospital stay, prescription drugs, ambulance transportation, etc. Please refer to the policy for more details.
Coverage can include these expenses:
Note: Refer to the policy, which can vary.
Insurance products and services are offered through Mertin Financial Inc.
Investment dealer dealing representatives (“investment advisors”) registered with Manulife Wealth Inc. offer stocks, bonds, and mutual funds.
The Manulife Bank Advantage Account is offered by Harold Mertin through referral arrangement with their insurance business Manulife Bank of Canada and is separate from Manulife Wealth Inc. product offerings.
Manulife Wealth Inc. is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a diverse range of life and health insurance protection products, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Wealth Inc., and Manulife Wealth Insurance Services Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company.